+27 81 219 0997
info@silverspoonwealth.co.za

Month: August 2026

Long Term Investment Solutions

Two Pots: What Should You Do with Your Retirement Fund if You Change Jobs?

According to the US Bureau of Labor Statistics, the average person stays in a job less than four years. Most people will switch employers multiple times. This might mean you have more opportunities to boost your salary and career prospects, but it also means you’re triggering many decisions about what to do with your retirement savings. Let’s look at how the “two-pot” retirement system has changed resignation rules for fund members, and break down your options when moving to a new job.

Citizenship: The Asset Class Most Families Overlook

Citizenship is one of the most overlooked assets in wealthy families’ long-term planning. As families become more global, a well-considered citizenship strategy can unlock greater mobility, opportunity and resilience for future generations.
Beyond investments, trusts and succession plans, it’s worth asking a bigger question. Where will your family have the freedom to live, work, study and build its future? And have you planned for it?

Market Update: What the US Bond Sell-Off Means for South African Investors

US Treasury yields hit their highest levels since 2007 in August, highlighting that investors are losing their patience with the US’s mounting government debt exposure and failure to bring inflation down to its target.
Usually, the US’s woes become South Africa’s. But remarkably, domestic assets haven’t been caught up in the sell-off so far. The attractive carry trade is holding up the bond market and strengthening the rand. The question is how long the good times can last.

Private Credit Is Having a Moment

Private credit is booming. But what does it mean for you and me? Once associated with high-risk lending, private credit has evolved into a sophisticated, institutionalised market filling gaps left by traditional banks. Understanding why it’s growing, and who’s driving the demand, offers a useful window into how global markets are changing, even if you never invest in private credit yourself…

Recent Comments

No comments to show.

©  2026 Silverspoon Wealth Management. Built using WordPress and the Mesmerize Theme

Pin It on Pinterest