What happened in April? For the first time this year, investors got nervous about whether the stock market rally that began in October last year was at risk. Stock market volatility increased, a sure sign of increasing investor concerns. The so-called global fear gauge, the VIX Index, rose to almost 20 in mid-April before retracing…
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Let’s start with annualized returns (ARR). The annualized rate of return represents the average yearly return you would have received over a specific period. It takes into account compounding, assuming that the investment grew steadily each year, even if the actual returns varied. This differs from the average rate of return, which simply calculates the…
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A is for Asset Your possessions are referred to as assets, while any debts are liabilities. If you have fully paid off your mortgage, your home is an asset. However, if you’re still burdened with a substantial home loan and maintenance costs, it may be considered a liability. Before making any decisions, it’s wise to…
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The Importance of Shared Money Values: When seeking an ideal partner, most individuals prioritize finding someone who shares their values. While political or moral views are commonly considered, the alignment of financial values is often overlooked. Unfortunately, finances frequently become a major point of contention in relationships. A 2019 study from the University of Tennessee,…
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