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Month: July 2025

Long Term Investment Solutions

The Consequences of Divorce

“Marriage is the chief cause of divorce.” (Groucho Marx) Retirement savings typically account for a substantial portion of a person’s wealth. When a marriage ends, these savings can become a serious bone of contention. The good news is that, starting 1 September 2024, the definition of pension interest will be standardised across all retirement funds.…
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Market Dynamics

“The only constant is change.” (Heraclitus)  Stock markets everywhere have been on a bit of a rollercoaster in 2025. Uncertainty around interest rates, geopolitical instability, and the unpredictability of US trade policy have made for a bumpy ride.  For any investor, these constant dips and gains can feel unsettling, even irrational. But before labelling current…
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Current State of Affairs

2025’s perfect storm began with President Trump exhibiting his trademark unpredictability, announcing sweeping tariffs that sent markets into a tailspin in April.  When tariff fears peaked in April, the S&P 500 sold off as much as 17.8%, while the Nasdaq suffered an even steeper 23.4% decline from its highs. Oil futures fell to four-year lows…
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