“Too much of a good thing can be bad. After all, you can drown even in clear, clean, pure water.” While long-term insurance is crucial in any financial plan, you may unknowingly be paying for more coverage than necessary, especially if you have multiple policies in place. This situation often arises when individuals have both…
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“If your compassion does not include yourself, it is incomplete.” (Jack Kornfield) There’s a common question financial advisers get asked when discussing life insurance: “Why should I give up some of my income when I am alive so that my family can be rich when I am dead?” It’s more than just a provocative enquiry,…
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“An investment in knowledge pays the best interest.” (Benjamin Franklin) Investing for your children’s education is one of the great non-negotiables as it provides the foundation for a bright future. As always, however, there’s more than one way to skin this cat. Should you opt for a tax-free savings account or an endowment fund? And…
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Taking out insurance on someone else’s life might sound a bit macabre. But this is not about secretly taking a bet that someone is going to die soon. Insurers won’t let you take out a policy on a stranger. In South Africa, it is possible to take out a life policy on someone else, provided…
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