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Category: Tax

Long Term Investment Solutions

Budget 2026: What it Means for You and Your Investments

Good news at last. Budget 2026 wasn’t just delivered on time, it also contained plenty to make South African investors smile.

It provides relief for taxpayers, assists small businesses and – very importantly – encourages savings by adjusting various tax brackets, caps and limits.

There is also real optimism about the country’s economic growth prospects. So much so that Budget 2026 has been called a fiscal turning point for SA, as important milestones are achieved. Read more good news from the Budget here…

Your Year-End Tax Checklist: Smart Moves Before 28 February

“The avoidance of taxes is the only intellectual pursuit that still carries any reward. (John Maynard Keynes) 1. Boost your retirement savings Contributing to a Retirement Annuity (RA) before 28 February can reduce your taxable income and grow your long-term wealth. If you haven’t maximised your annual tax deduction for contributions to retirement funds, this…
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How to Make Your Generosity Work Harder for You in 2026

As your financial advisers, we can help you design a giving plan that aligns with your charitable values and your tax strategy. Done right, generosity can deliver two wins at once. Why tax-efficient giving makes so much sense South Africa’s tax system rewards donations to approved Public Benefit Organisations (PBOs). These donations can be deducted…
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8 Things You May Not Know About Capital Gains Tax

“I’ll tax the street, I’ll tax your seat, I’ll tax the heat, I’ll tax your feet.” (Adapted from Taxman by The Beatles) 1. Why do I have to pay CGT in the first place? Following a worldwide trend, South African authorities introduced CGT in 2001 to broaden the tax base. Before CGT was introduced, salaried…
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Capital Gains Tax: 10 Common Questions Answered

1. What’s the difference between CGT and income tax? CGT is a component of your income tax. When you sell an investment, 40% of the profit is added to your income and taxed at your marginal tax rate. CGT can apply to shares, unit trusts, property, crypto currency and the sale of privately-owned businesses. 2.…
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