Category: Retirement Planning

We spend our whole lives planning for retirement. While nurturing our nest egg, we worry about short-term risks. Things like wars, elections, interest rates, leaking roofs and tax breaks.
But how many of us stop to consider the prospect of living to 90 or 100? People are living longer than ever before. But most of us don’t pay enough attention to longevity when planning for retirement. Read on for some tips on how to have a long and happy retirement.

Retirement has long been seen as a binary switch: you worked until 60 or 65, and then shuffled off to live off your pension.
But so much has changed. Economic shifts, increased longevity, and the “fractionalisation” of the workplace have birthed a new era: The “grey zone”. In this article, we explore why it’s time to look at retirement in a completely different way.

If you’ve ever worked in the UK, even for just a few years, you could have amassed qualifying years towards a UK State Pension. Impending rule changes may significantly increase the cost of topping up missing years.
From 6 April 2026, the cheaper voluntary contribution option ends, and eligibility requirements become stricter. With a limited window to backdate contributions, now is the time to review your position. Here’s what you need to know.

“The greatest danger in times of turbulence is to act with yesterday’s logic.” (Peter Drucker) For a long time, South Africans have been told to use a simple formula to figure out how much money they will need in retirement: multiply their annual expenses by 25. The “25× Rule” comes from 4% withdrawal guideline of…
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“Risk comes from not knowing what you are doing.” (Warren Buffett) Choosing a retirement property involves considering location, cost, amenities, and healthcare services. Often, retirees prefer not to deal with the hassle of property maintenance and opt to stay in a property maintained by someone else. This also provides a sense of community.  Life Rights…
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