“Artificial Intelligence is the future … and the future is here.” (Dave Waters) Artificial intelligence (AI) language models like ChatGPT are incredibly exciting. The ability that they have to bring together information and provide answers to a wide range of questions is remarkable. However, they do have many people worried about whether machines will be…
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There is a well-worn social myth that in a divorce from a heterosexual marriage it is the men that get fleeced while their ex-wives make away with the spoils. The reality, however, is very different. Research from the London School of Economics found that women who worked before, during or after their marriages see, on…
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Finance Minister Enoch Godongwana’s 2023 Budget Speech has been widely described as “conservative.” Most experts agree that it contained few surprises and many feel that it didn’t do enough to address the myriad challenges facing the South African economy. While it’s hard not to be pessimistic about ESKOM, greylisting and the cost-of-living crisis, the budget…
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“When money realizes that it is in good hands, it wants to stay and multiply in those hands.” (Idowu Koyenikan) This month we look at six of the most significant barriers to wealth creation and financial independence. No matter where you are in your life journey you will be able to learn something from this…
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Retirement is wonderful if you have two essentials: much to live on and much to live for. (Anonymous) As the economy struggles to get back on its feet, many clients have approached us to ask how they can save better and invest smartly. So, we thought it was a good time to introduce the topic…
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What would you do if you were given R2 million and told you had to invest it in property? You might think of buying a nice flat in Cape Town’s southern suburbs that you could rent out to students. That should give you an attractive yield in what seems like a good location. But what…
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“Remember that small steps can create giant leaps over time, so never think of any financial or spending matter as a small one.” (David Bach) Here are four ideas to start your year on the right financial footing. 1. Review how you spent your money in 2022 Look at your bank statements and see how…
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With the festive season around the corner, it’s time to think about taking a rest, putting your feet up, and perhaps spending some quiet time with a good book. There are many really useful books about personal finance available. Here are three recommendations to keep you engaged during the holidays, or that might even make…
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Let’s be honest, we all desire financial freedom. Who doesn’t dream of retiring early, travelling the world and indulging your hobbies, all the while knowing your loved ones are taken care of? While this may seem like some far-off pipedream, the heart-warming truth is that achieving financial freedom is within your grasp … Provided you…
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“Many folks think they aren’t good at earning money, when what they don’t know is how to use it.” (Frank A. Clark) Getting rich isn’t as hard as it sounds. Years of consistent, calculated investing are almost guaranteed to fill up your coffers. For many, the trickier challenge is maintaining their wealth. Luckily, it’s not…
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